Get your home plans off the ground in a groundbreaking way, with a construction line of credit. Instead of estimating a larger lump sum before you even begin to build, draw funds as needed for construction — and only pay interest on that amount!

Then save on the hassle of new home-ownership when you streamline into one of our several convenient, permanent financing programs.

  • Competitively low interest rates
  • Short-term temporary loan
  • Draw funds as needed to cover construction costs
  • Pay interest only on funds used; beginning at first draw
  • Local Southeast Iowa decision-making
  • Personal service through every phase
  • Roll into a permanent financing program upon construction completion
  • Several permanent financing program options available
Contact a Loan Officer

Send us an email to answer any loan questions or queries. Click on the name of a corresponding loan officer below to get started.