APY = Annual Percentage Yield. Rates effective as of June 17, 2022. Fees may reduce earnings.
| Balance |
Minimum Opening Deposit |
Rate |
APY |
| 0 - $15,000 |
$100 |
1.09% |
1.10% |
| $15,000+ |
$100 |
0.10% |
1.10% to 0.10% |
| All balances if qualifications not met |
$100 |
0.05% |
0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Big Account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
| Account |
Minimum Opening Deposit |
Balance |
Rate |
APY |
| Regular NOW |
$100 |
$1+ |
0.05% |
0.05% |
| Super NOW |
$100 |
$1 - $2,499 |
0.10% |
0.10% |
| Super NOW |
$100 |
$2,500+ |
0.15% |
0.15% |
Certificates of Deposit (CDs)
Learn More
| Term |
Interest Rate |
APY |
Compounded |
Min to Open |
| 3 Month Certificate |
1.00% |
1.02% |
Maturity |
$1,000 |
| 6 Month Certificate |
1.15% |
1.17% |
Maturity |
$1,000 |
| 9 Month Certificate |
1.19% |
1.21% |
Maturity |
$1,000 |
| 9 Month Special |
4.25% |
4.33% |
Maturity |
$5,000 |
| 12 Month Certificate |
1.24% |
1.25% |
Quarterly |
$1,000 |
| 18 Month Certificate |
1.39% |
1.40% |
Quarterly |
$1,000 |
| 24 Month Certificate |
1.49% |
1.50% |
Quarterly |
$1,000 |
| 30 Month Certificate |
1.54% |
1.55% |
Quarterly |
$1,000 |
| 36 Month Certificate |
1.64% |
1.65% |
Quarterly |
$1,000 |
| 48 Month Certificate |
1.74% |
1.75% |
Quarterly |
$1,000 |
| 60 Month Certificate |
1.84% |
1.85% |
Quarterly |
$1,000 |
Penalties may apply for early withdrawals.
| Balance |
Rate |
APY |
Compounded |
Minimum to Open |
| $1 - $9,999 |
0.40% |
0.40% |
Monthly |
$100 |
| $10,000 - $24,999 |
0.40% |
0.40% |
Monthly |
$100 |
| $25,000 - $49,999 |
0.40% |
0.40% |
Monthly |
$100 |
| $50,000 - $99,999 |
0.40% |
0.40% |
Monthly |
$100 |
| $100,000 - $199,999 |
0.50% |
0.50% |
Monthly |
$100 |
| $200,000 -$999,999 |
0.75% |
0.75% |
Monthly |
$100 |
| $1,000,000+ |
4.00% |
4.07% |
Monthly |
$100 |
Health Savings Account (HSA)
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| Balance |
Rate |
APY |
Compounded |
| $1 - $10,000 |
0.10% |
0.10% |
Quarterly |
| $10,001 - $25,000 |
0.20% |
0.20% |
Quarterly |
| $25,001 - $50,000 |
0.30% |
0.30% |
Quarterly |
| $50,001+ |
0.40% |
0.40% |
Quarterly |
Individual Retirement Accounts (IRAs)
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| Balance |
Rate |
APY |
Compounded |
| $1 - $10,000 |
0.10% |
0.10% |
Quarterly |
| $10,001 - $25,000 |
0.20% |
0.20% |
Quarterly |
| $25,001 - $50,000 |
0.30% |
0.30% |
Quarterly |
| $50,001+ |
0.40% |
0.40% |
Quarterly |
